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Belmond Medical Center

Services
Billing Information

Financial Responsibility and your Medical Bill

Belmond Medical Center
403 1st St. SE
Belmond, IA 50421

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Michelle Ward - Medicare BillerOur Commitment to You

Welcome to Belmond Medical Center (BMC). We appreciate the trust you have placed in our organization, physicians and staff by choosing us for your healthcare needs. We are committed to providing you with quality healthcare services while fulfilling our mission of promoting the well being of people by serving with compassion, respect, excellence and stewardship.

Registration at Belmond Medical Center

Hospital
Before receiving services at Belmond Medical Center (BMC), you will be asked to register at the Business Office Registration Desk located in the clinic. You will need to bring all your insurance cards (including Medicare and Medicaid). The receptionist will collect the information needed for billing and ask you to sign one or more forms depending on the service you will be receiving.
Clinic
Clinic registration is at the same area as hospital registration. You will need to bring all of your insurance cards. Occasionally you will be asked to update your patient history or information. If you are coming for a regular check-up, we also request you bring all your medications in their original containers.

Hospital and Outpatient Pre-Certification

It is recommended you call your insurance company before having a hospital or outpatient procedure. Many insurance companies require pre-certification before you receive treatment in order for them to pay your bill. Inpatient admissions require pre-certification. Since all insurance companies requirements vary, it is your responsibility to know your coverage and follow their procedures.

Billing Services

The hospital or clinic bill may not be the only bill you receive. Services provided by other professionals, ie: the radiologist, surgeons, specialty clinics, lab or pathology will be billed separately by their office. Each of these bills will indicate an address that your payment should be mailed to. Also, physician and lab charges may be billed through the hospital or clinic depending on the service provided. The hospital and clinic both have billing specialists to assist you with questions about your bill.

Filing Insurance

Hospital
After your hospital service or test, we will file your insurance for you. Itemized bills are available upon request. Upon receipt of payment from your insurance, you will be notified on any balance due by receiving our monthly statement. If you do not have insurance, our expectation is that you will pay $100.00 at the time of service. Balances above $100.00 will be billed on your next monthly statement.
Clinic
After your clinic appointment we will collect your co-pay at the cashier window. Our expectation is that you will be prepared to pay your co-payment at the time of service. We will also file your clinic charges with your insurance carrier. If you do not have insurance, a minimum charge of $80.00 is expected at the time of service. Balances above $80.00 will be billed on your next monthly statement.

What If My Insurance Carrier Doesn’t Respond?

If we do not hear from your insurance carrier after 60 days from your date of service, your bill will be sent to you for payment or to follow up with your insurance carrier. If you need assistance, please call one of our billing specialists listed in this pamphlet.

Why Doesn’t Insurance Pay the Entire Bill?

Insurance companies can require you to pay co-pays, deductibles and non-covered items. Therefore, after receiving payment from your insurance company, there may be a balance sent to you for payment. At BMC, we accept assignment on Medicare, which means you will not be charged for the balance except for non-covered items, co-pays, and deductibles. BMC also works with various preferred provider organizations (PPO’s) that are allowed discounts for large group coverage. Your bill might reflect these discounts.

Payment

After we receive payment from your insurance company, any balance due will be billed to you. Your statement will reflect the total amount due from you at the time the statement was printed. We accept cash, check, and credit cards as payment. If for some reason you are unable to pay the balance due, please contact your billing specialist regarding payment arrangements. Our policy states that all balances need to be paid within six months.

Financial Responsibility Rests with You

Financial responsibility for services obtained at BMC rests with the patient/family regardless of insurance coverage. We will process your insurance claims, provide this pamphlet and any other additional information to help guide you through the billing process at BMC.

Customer Satisfaction

Thank you for choosing Belmond Medical Center for your healthcare needs. We value your relationship with us and will make every attempt to honor that relationship by providing the quality treatment you require and deserve. If you have concerns related to your services or your quality of care at BMC, please contact administration.

Belmond Medical Center Billing Contacts

Brooke Schleusner – (641) 444-5630
Michelle Johnson – (641) 444-5629

Business Office Manager
Mari Wali– (641) 444-5625

Belmond Medical Center Directory

AREA CODE: 641

Clinic Appointment Scheduling: 444-3500
Hospital Line: 444-3223
Clinic Desk Nurse: 444-5645
(emergency questions, prescription refills)
Clinic Billing: 444-5630
Hospital Billing: 444-5629
Hospital Nurse’s Station: 444-5661
Medical Records: 444-5646
Administration: 444-5620
Human Resources: 444-5624
Radiology: 444-5658
Mammography: 444-5659
Lab: 444-5656
Respiratory Therapy: 444-5671
Cardiac Rehab: 444-5671
Dietary Manager: 444-5681

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